You can enroll in or change 2023 ACA health insurance right now. The 2023 Open Enrollment Period runs from November 1, 2022 through January 15, 2023.

Important: 2023 Open Enrollment ends January 15

If you don’t act by January 15, 2023, you can’t get 2023 coverage unless you qualify for a Special Enrollment Period. Enroll by December 15, 2022 for coverage that starts January 1, 2023.

Save these Important Dates 

November 1, 2022

Open Enrollment started — first day you could enroll in, re-enroll in, or change a 2023 health plan through the Health Insurance Marketplace®. Coverage can start as soon as January 1, 2023.

December 15, 2022

Last day to enroll in or change plans for coverage to start January 1, 2023.

January 1, 2023

2023 coverage starts for those who enroll in or change plans by December 15, 2022 and paid their first premium.

January 15, 2023

Last day to enroll in or change a 2023 health plan. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.

February 1, 2023

2023 coverage starts for those who enroll in or change plans December 16, 2022 through January 15, 2023 and pay their first premium.

You can download this checklist (PDF, 242 KB) from Healthcare.gov to make sure you have everything you’ll need to apply.

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