Unemployed persons may be able to get an affordable health insurance plan through theInshura.com insurance marketplace, with savings based on income and household size. Connected to Healthcare.gov marketplace, you can now find out if your unemployed clients qualify for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
How do unemployed persons qualify: Household size and income, not employment status, determine what health coverage the insured party is eligible for and how much help they can get paying for coverage.
How to Qualify:
If the applicant has left a job for any reason and lost job-based health coverage, the person qualifies for a Special Enrollment Period. They can enroll in an Affordable Care Act insurance plan any time of year, usually having 60 days from the date of coverage loss to enroll. There is no limited enrollment period for Medicaid or CHIP. If the client qualifies, you can enroll them in these programs any time of year. You’ll find out if the client qualifies when you submit an application in the Inshura app.
Certain life events, like losing health coverage, moving, getting married, having a baby, or adopting a child, may qualify a person enroll in or change ACA Health Plans outside the yearly Open Enrollment Period, which starts November 1.
Individuals, families and children with certain incomes may qualify for Medicaid, the Children’s Health Insurance Program (CHIP), or health insurance through the Inshura insurance marketplace. If eligible based on estimated household income, these persons can apply any time.
Medicaid, CHIP, and insurance plans through Inshura
When you fill out an application, you’ll find out if your client qualifies for any of these types of coverage:
A Marketplace insurance plan.Your client may qualify for premium tax credits and savings on deductibles, copayments, and other out-of-pocket costs based on their household size and income. Some people with low incomes may wind up paying very small premiums.
Medicaid.Medicaid provides coverage to millions of Americans with limited incomes or disabilities. Many states have expanded Medicaid to cover all people below certain income levels.
Children’s Health Insurance Program (CHIP).CHIP provides coverage for children, and in some states pregnant women, in families with incomes too high for Medicaid but too low to afford private insurance.
After you finish the application, you’ll get an eligibility determination that tells you what kind of coverage the client qualifies for.
Inshura is a FREE online ACA insurance tool, perfect for agents and agencies! Agents can boost their ACA and other enrollments using this easy-to-use solution for quoting, enrolling, automating renewals, and managing clients!
And inshura is CMS EDE PHASE III certified, so it automatically exchanges data directly from the Marketplace.
Inshura is fully integrated with the ACA marketplace and private carriers.
Building excitement about industry-changing technology is the key to growth. As a professional communicator, Paul turns complex, technical projects into compelling customer stories that build excitement and grow sales. And Paul’s Marketing and PR campaigns convince people to re-think & improve their business.
From Omnichannel outreach to Technical SEO, TV Advertising to Social Media, Paul connects Inshura’s message to thousands of people selectively targeted to bring about the best ROI, ensuring 3x to 5x company annual growth.
With an incredible depth of knowledge about an insurance agency’s day-to-day operations, the experience Linette gained while managing her agency is vital to our understanding of an agent’s daily needs.
Bringing more than a decade of experience to Inshura, Linette was recognized as one of the highest Medicare-producing brokerages, with special honors for Compliance and Customer Service before joining our team.
Linette’s real-world insights and ability to connect with customers are invaluable to both our development and marketing teams.
With more than twenty-five years of experience in commercial litigation, commercial transactions, and regulatory compliance, Susan, our Chief Legal Officer, oversees Inshura’s legal and compliance responsibilities.
Susan has represented many businesses in diverse but relevant fields including information technology, healthcare, insurance, and professional services. The breadth and depth of her legal knowledge and experience enables her to help Inshura stay on top in the fast-paced and growing online insurance market.
Before joining Inshura, Matthew built a very successful insurance business. The experience and insights he gained along the way translate to an ability to communicate with other insurance professionals and bring them into the Inshura family.
Under Matthew’s stewardship, Inshura has grown year-over-year, with inshura experiencing a 5x growth in health insurance sales.
Turning ideas into products is what Ashwini does best. We turn to her to take a vision and mold those ideas into viable products.
With a unique ability to work closely with multiple departments, like engineering, sales, marketing, and customer service departments, Ashwini deftly consolidates input from every department and then guides the development of successful, feature-rich, and easy-to-use solutions.
Passionate about product quality, with a customer-focused perspective, Manal leads the departmental teams to design the very best solutions.
His experience with the medical and technology industries translates into an ability to interpret and define new processes and automation strategies that bring Inshura its’ unique and efficient functionality.
With a Computer Engineering degree and later an MBA from the Wharton School of Business, Manal’s experience and leadership is proven by our rapid growth.
With a keen insight into technology, development, and business operations, Ravi is growing Inshura into a next-generation company focused on technology and the customer.
As a strategic innovator, Ravi was central to the success of multiple projects at Verisign, Portal/Oracle, and ACT TV. With decades of leadership experience in the high-tech, fintech, and logistics industries, he is expanding the scope of inshura to include AI, ML, and other new technologies.
Starting with just two people, Girish took just a few short years to build a $135 million technology company.
Mr. Panicker received his degree in Computer Science, then earned a Master of Science in Computer Science from Drexel University in Philadelphia. In 2003, Girish transformed his software skills and passion for building custom software into his own business.
Inshura is his latest innovation. An insurance quoting and enrollment platform that solves daily challenges experienced by thousands of insurance agents.