Integrated with Healthcare.gov as a phase III EDE system, Inshura is a full-featured, FREE online ACA quoting and enrollment solution.
Also, Inshura lets you sell ancillary plans like dental, vision, life, and more. You can even quote off-exchange state plans!
Dedicated to saving you time and effort, we’ve developed advanced tools and automation that help you grow your health insurance business and improve customer service.
Import your book of business and your appointments from your carriers. Use Inshura forever, and never pay us a single cent. Simple.
Client referral program
Did you find the perfect plan for your client but aren’t appointed with that carrier? The Inshura client referral program is the perfect solution! You continue to manage your client, and Inshura verifies the enrollment.
Here are a few great reasons to join our client referral program:
Waiting on carriers for appointment? Join our client referral program!
Licensed but not appointed? Join our client referral program!
More options for clients and more income for you! better choices and a broader range of plans lead to more sales and happier clients!
Get paid quickly: Fast payments after each confirmed referred enrollment.
Get paid more: Inshura pays great on referred clients.
Reclaim clients: Then re-enroll them each year. We support your success!
It’s completely optional: Cancel at any time!
Join our client referral program and we pay you.
Up to $200* per app during OEP.
Up to $100* per ACA renewal for the following years!
Ancillary plans pay top dollar too!
What happens after you refer a client?
What you do:
You work with your client and submit any required documentation
You make sure your client makes their binder payment
What we do:
Inshura manages the verification process:
As the new AOR for the client, we call the client, confirming the enrollment, and obtaining their consent.
We will contact you for help if we cannot contact the client.
Notice: We will cancel the application if consent is not received, along with any required documents, within 30 days of the plan’s enrollment date or its’ effective date (whichever comes sooner).
Agent downline program
As a downline agency/agent, Inshura becomes your managing general agent (MGA / your “Upline”) and provides your carrier appointments.
Of course, you may already have direct appointments, and that’s fine. However, all new carrier appointments will be through your designated MGA.
Upgrade your income with our downline program
Here’s what’s in it for you:
Sell year-round: ACA, ancillary, SEP, and more!
Quick appointments with top carriers
Commissions upgrades! many downline commissions pay higher than your carrier-direct appointments
Carrier bonuses too!
Advanced quoting and enrollment software (Free)
Fantastic agent support
Why inshura
Inshura is free: No commitments; no strings; no gimmicks; just your success,
Compare, Quote, and Enroll customers into ACA health insurance and ancillary plans,
Full ED phase III integration with CMS healthcare.gov integration,
Compare and quote off-exchange state plans,
Book of business management,
Communications portal,
Client referral program,
Agent/agency downline program,
Online customer shopping portal
In the news
Frequently Asked Questions
Content always open
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If Inshura is free, how do you make money?
We provide Inshura for FREE to all Agents and Agencies.
You pay Nothing, Nada, Zip, Zilch.
Here’s how it works:
You enter your NPN, Licenses, and Carrier appointments – You are the AOR.
If there is someone you have a business relationship with (For example – someone in your Agency), you can configure Inshura to use their NPN for specific carriers. (Inshura has no participation in this.)
You can add/change your Carrier/AOR at any time should you attain a direct appointment.
The carriers will continue to pay you directly – EXACTLY the same way they are doing now, NOTHING CHANGES.
If you participate in our OptionalPrograms: The Client Referral Program and our Downline Agents Program, then Inshura will be the AOR.
The Client Referral Program:
You immediately have access to many more carriers and plans to serve your customers better.
You probably don’t have appointments with every carrier. Referring clients to Inshura or one of our partners gives you access to more plans from a broader range of insurance providers.
You receive your referral payment quickly, and Inshura shoulders all of the long-term risks.
Plus, you can RECLAIM the customer each year and receive ANOTHER Referral fee each year!
Inshura’s value-added services expand your income opportunities.
Is Inshura fully integrated with the ACA marketplace?
Yes! We fully integrate with the healthcare marketplace (Healthcare.gov). Inshura is CMS EDE PHASE III certified and provides secure, FAST access to the data you need – and you never have to leave Inshura.
Will you reach out to my clients?
No.
Unless you specifically request that we do so for some reason. Our success is based on your long-term business and we work hard to keep that trust. Your business is safe and secure.
If you participate in the Client Referral Program, the new AOR (or their representative/enrollment verification personnel) will contact the referred client.
Transferring clients to a new AOR requires the new AOR to contact that client and verify eligibility.
Before joining the program, you review the full details in the Client Referral Program Agreement.
What training do I need?
We designed inshura to be so easy that training should be needed.
Just in case, we’ve included training videos that will jumpstart your success. You can also join our live Webinar training sessions!
And, of course, we’re here to help with any questions!
(888) 306-2590 support@inshura.com
Can I transfer my client base from another system to Inshura?
Yes. Check out this Training Video to see how easy it is to import your current Book of Business!
How do I map the carriers that I am appointed with?
In the Carriers Appointments section, simply select your carriers for each State.
Who is the Agent on Record?
You.
You keep your customers and commissions.
YOU are the AOR (unless you’re working with a partner – then, of course, your partner would be the AOR.) The AOR gets the commission – just like it should be!
If you participate in our OptionalPrograms: The Client Referral Program and our Downline Agents Program, then Inshura will be the AOR.
The Client Referral Program:
You immediately have access to many more carriers and plans to serve your customers better.
You probably don’t have appointments with every carrier. Referring clients to Inshura or one of our partners gives you access to more plans from a broader range of insurance providers.
You receive your referral payment quickly, and Inshura shoulders all of the long-term risks.
Plus, you can RECLAIM the customer each year and receive ANOTHER Referral fee each year!
Inshura’s value-added services expand your income opportunities.
Do I get my own personalized webpage?
Yes!
Inshura creates a fully personalized, unique web page for you. You can tailor the look and feel, add your logo, and more! With inshura, you get your own unique Customer Portal!
Plus, all your email messaging is automatically personalized with your Logo, Contact info, everything! (and still no extra fees)
Building excitement about industry-changing technology is the key to growth. As a professional communicator, Paul turns complex, technical projects into compelling customer stories that build excitement and grow sales. And Paul’s Marketing and PR campaigns convince people to re-think & improve their business.
From Omnichannel outreach to Technical SEO, TV Advertising to Social Media, Paul connects Inshura’s message to thousands of people selectively targeted to bring about the best ROI, ensuring 3x to 5x company annual growth.
With an incredible depth of knowledge about an insurance agency’s day-to-day operations, the experience Linette gained while managing her agency is vital to our understanding of an agent’s daily needs.
Bringing more than a decade of experience to Inshura, Linette was recognized as one of the highest Medicare-producing brokerages, with special honors for Compliance and Customer Service before joining our team.
Linette’s real-world insights and ability to connect with customers are invaluable to both our development and marketing teams.
With more than twenty-five years of experience in commercial litigation, commercial transactions, and regulatory compliance, Susan, our Chief Legal Officer, oversees Inshura’s legal and compliance responsibilities.
Susan has represented many businesses in diverse but relevant fields including information technology, healthcare, insurance, and professional services. The breadth and depth of her legal knowledge and experience enables her to help Inshura stay on top in the fast-paced and growing online insurance market.
Before joining Inshura, Matthew built a very successful insurance business. The experience and insights he gained along the way translate to an ability to communicate with other insurance professionals and bring them into the Inshura family.
Under Matthew’s stewardship, Inshura has grown year-over-year, with inshura experiencing a 5x growth in health insurance sales.
Turning ideas into products is what Ashwini does best. We turn to her to take a vision and mold those ideas into viable products.
With a unique ability to work closely with multiple departments, like engineering, sales, marketing, and customer service departments, Ashwini deftly consolidates input from every department and then guides the development of successful, feature-rich, and easy-to-use solutions.
Passionate about product quality, with a customer-focused perspective, Manal leads the departmental teams to design the very best solutions.
His experience with the medical and technology industries translates into an ability to interpret and define new processes and automation strategies that bring Inshura its’ unique and efficient functionality.
With a Computer Engineering degree and later an MBA from the Wharton School of Business, Manal’s experience and leadership is proven by our rapid growth.
With a keen insight into technology, development, and business operations, Ravi is growing Inshura into a next-generation company focused on technology and the customer.
As a strategic innovator, Ravi was central to the success of multiple projects at Verisign, Portal/Oracle, and ACT TV. With decades of leadership experience in the high-tech, fintech, and logistics industries, he is expanding the scope of inshura to include AI, ML, and other new technologies.
Starting with just two people, Girish took just a few short years to build a $135 million technology company.
Mr. Panicker received his degree in Computer Science, then earned a Master of Science in Computer Science from Drexel University in Philadelphia. In 2003, Girish transformed his software skills and passion for building custom software into his own business.
Inshura is his latest innovation. An insurance quoting and enrollment platform that solves daily challenges experienced by thousands of insurance agents.
