Up to $200* per app during OEP. Up to $200* per ACA renewal for the following years Ancillary plans pay Top Dollar
TAPP Partners have specialized contracts and participation in select offers may not be available.
Join our Client Referral Program and We. Pay. You.
GREAT Reasons to Join our Client Referral Program
Waiting on carriers for Appointment? Join our Client Referral Program
Licensed but not Appointed? Join our Client Referral Program
MORE options for clients and MORE income for you. Better choices and broader selections lead to more sales and happier clients.
Get paid quickly: Fast payments after each confirmed referred Enrollment.
Get paid more: Inshura pays GREAT on referred clients.
Reclaim clients: Then re-Enroll them each year. We support your success!
It’s COMPLETELY Optional: Cancel at any time!
*Annual plans. We publish all referral payment rates within Inshura and these are available for review prior to quoting plans to clients. Referral payments are lower from select carriers. Limitations apply, and not all carriers participate. ACA plans shorter than 12 months pay lower amounts.
Join our Client Referral Program and We. Pay. You. Log in to Inshura, and navigate to the “Referral Program” option on the left side of the page. Follow the instructions, and you’ll be enrolled in our Client Referral Program!
It’s that easy.
Referring Clients is Easy
After joining the Client Referral Program, choose carriers you don’t have appointments with from the carrier menu.
Applications with plans from these carriers get stamped with an Inshura NPN.
What about my online Customer Shopping Site?
If the Enrollment is a plan from one of your direct appointment carriers, it’s stamped with your NPN, and they pay you directly.
If the Enrollment is from carriers you don’t have appointments with, refer your client to Inshura, and we will pay you quickly upon receipt of payment by the carrier.
How do I get paid?
Inshura transfers the funds directly to your bank via ACH deposit.
Grow your business today
Waiting on carriers to award your Appointments? Avoid the delay with help from Inshura.
Licensed, but not Appointed with select carriers? SELL the BEST health plans TODAY with Inshura.
Losing clients because you can’t get Appointed with the big Carriers? Inshura SOLVES that TODAY.
In our industry there is always a need to be proficient, fast, and compliant. Inshura brings all of these qualities together into one Ultimate Package! Before this platform I was desperately trying to reach my sales goal, it took me ages to complete an application, and if you have hundreds of clients like me, then you know having to track their documents becomes a nightmare. After the transition, I feel as if I have a load of work taken off of my shoulders and can now focus on what I want to do, and that is Selling and Making Money! This is the best platform hands Down!t
Gabriel Harrison
This enrollment platform is seamless and allows me to complete client applications in just a few minutes. I also appreciate the fact that it is comprehensive in that I am able to quote health, dental, and vision. This platform allows me to be a more productive agent!t
Anthony Walters
My customers rely on my promise to deliver the products and outcomes they need to ensure they have coverage. There are a lot of different factors that come into play when getting someone’s plan submitted properly. I know I can count on Inshura to notify me when certain things may be required; this allows me to act in a timely manner, which is imperative in my line of work. By having this efficient platform to utilize, it makes my customers feel secure as well as preventing complications. t
Evelyn Harrison
The enrollment platform flows good through the steps of an enrollment. It's organized and easy to use!t
Christina Montoya
I absolutely love our enrollment platform, I find the interface to be very user friendly, and easy to navigate. I’ve used a few different platforms over the years and this is by far my favorite. t
Phil Garrett
I like the enrollment platform here because it is very detailed and helps me make sure I cover everything that is important for the client and pertinent to the application for the benefit of me and the client. t
Madeleine Coleman
FL
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Frequently Asked Questions
Content always open
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What is the Inshura Client Referral Program?
The Inshura Client Referral Program help you to assist your clients with enrollment even if you are not appointed with an insurance carrier. When you refer your clients to us, we act as their Agent of Record, and you earn a bonus for each referral. It is a great way your clients get the best options while you benefit from referral rewards.
Why Should You Join the Program?
By joining the Inshura Client Referral Program you never lose a customer due to a lack of carrier appointment. If you get contracted by a carrier in the future, you can earn commissions on their renewals. Enjoy the best referral bonuses in the industry, expand your customer base, and receive support from Inshura whenever you need to work with insurance carriers for your customers.
How Can You Participate in the Program?
Start by creating a free agency/agent account on Inshura. You can join the Referral Program during onboarding or after setting up your account. Find the “Referral Program” feature on the left side of your account portal, follow the instructions, and enroll in our Client Referral Program.
How to Do Referral Enrollments?
After signing up, visit the “Carrier Appointments” page to view the carriers available for the referral program in each state. Enroll your clients through the Quote & Enroll portal in your account. Ensure the AOR is marked as “Referral” on the “Finalize Your Plan” page before submitting the application.
What Do You Need to Get Paid?
Update your W9 form and banking information in the Payment Settings. Inshura requires audio consent for all referral enrollments. You can upload a recording for verification or have our Referral Verification team call the client for consent. Make sure the application is active under our referral AOR and in the Marketplace. Complete any pending documents or requirements from the Marketplace as needed.
When Will You Get Paid?
Once you submit a referral application, we verify it using the recording you uploaded or through our verification team. After the application becomes active in the marketplace, it typically takes 60-90 days for carriers to pay commissions to us. If your application meets all referral criteria and the carrier pays us, we will pay you the referral bonus. Check the Referral Dashboard for updates on your application status.
Why Was Your Referral Not Qualified?
Your referral submission may not be considered qualified or could be rejected for the following reasons:
The application may have undergone an AOR change in the Marketplace.
The application was canceled in the Marketplace.
There are duplicate submissions for the same applicant.
The client did not consent to the application.
The application is not listed in the carrier’s records.
How Do Carriers Enforce Special Rules?
Carriers have specific rules and policies to prevent unauthorized plan changes and agent of record (AOR) poaching without the applicant’s consent. For example, some carriers enforce AOR Lock or Switch rules. If an applicant is enrolled in a plan effective from 01/01 with Agent X, it remains locked for the entire plan year, even if another agent attempts to change it.
Carriers with Special Rules
AETNA
BCBS MT
KAISER PERMANENTE
ANBETTER
BCBS TN
MOLINA
AMERIHEALTH CARITAS
CARESOURCE
OSCAR
ASCENSION
CHRISTUS
UHC
BCBS IL
CIGNA
Medica
BCBS OK
HEALTH ALLIANCE
BCBS TX
Why is the Application Active in the Marketplace but Referral Not Paid?
Inshura has not yet received the commission from the carrier. The carrier may have imposed an AOR lock rule, preventing Inshura from being the agent of record in their records.
Does Rejecting the Referral Application Cancel It in the Marketplace?
Rejecting a referral application on Inshura can occur due to reasons such as AOR changes, client refusal of consent, or duplicate submissions. When a referral application is rejected, it becomes ineligible for payment under the referral program. However, this action does not automatically cancel the application in the marketplace. The application remains active unless further changes are made to it.
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