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Health Insurance Consumers to Receive $1B in Rebates

Health Insurance Consumers to Receive $1B in Rebates

The Affordable Care Act (ACA) states that insurers must utilize a minimum of 80 percent of their income on healthcare claims, with the remaining less than 20 percent utilized for administration, marketing, and of course, profits. This Medical Loss Ratio (MLR) provision of the ACA requires that any excess profits are rebated to their insured. The MLR percentage adjusts further to a minimum of 85 percent for large group insurers.

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Health Insurance Options for Same-Sex Marriages

Health Insurance Options for Same-Sex Marriages

Due to the Supreme Court ruling legalizing same-sex marriage nationwide in 2015, same-sex married couples qualify for the same benefits under the Affordable Care Act (ACA) as heterosexual couples in all 50 states. But despite that fact, many same-sex partners remain uninsured.

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What is “Post COVID-19?”

What is “Post COVID-19?”

The term “Long COVID” has been frequently spoken about in the news media as of late. If you still feel like you are recovering from lingering symptoms from a prolonged past COVID-19 infection, your symptoms may be due to a case of Long or Post COVID-19.

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Does Health Insurance Cover Therapy?

Does Health Insurance Cover Therapy?

An estimated one out of five U.S. adults experience a mental health issue every year. However, many of those afflicted do not seek help for their problems due to a litany of reasons, such as the stigma associated with mental health or cost.

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ACA Coverage Expansion to End With COVID-19

ACA Coverage Expansion to End With COVID-19

Under the current administration, benefits of the Affordable Care Act were temporarily expanded under the American Rescue Plan Act (ARPA) under the reasoning of the COVID-19 pandemic. President Biden attempted to make these expanded benefits permanent with his Build Back Better Bill, but that has stalled in Congress.

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